Terms and Conditions

Before applying for our services at Short Term Money Loans we have clearly displayed our terms and conditions on this page of our website so that you can make decision to apply for a loan without any doubt. There are no hidden charges and no unnecessary things required. What you see and read on our terms and conditions will be followed. However, we keep changing our terms and conditions from time to time for improvising work. We will not give any prior notice about changes but all changes that we made will be publishing on our website. So to keep your updated you must read our terms and conditions every time you visit us online.

By using our website on continuous basis, it will consider as your acceptance of the disclaimers and terms and conditions of our website. However, if you are not agreed to it then you should exit immediate and refrain from using it.

To register with us you just need to fill up a simple application form with basic personal information and submit it. We will process your form and you will be informed about whether your application is approved or not in just three to four minutes. We understanding what you are dealing with and thus we work fast and help you to get appropriate short term financial offer with feasible terms and conditions.

We are not a lender or broker. We do not provide lending commitments to our customers directly. We work as intermediaries that fills gap between you and the lender. But we work with wide range of top and reputed lenders of Australia who offer best short term financial solutions with different terms and conditions. Simply tell us your requirements and you are done. To apply with us you just have to fill up a simple application form with few personal details and submit it. Your personal details will remain safe with us. Our application form is free from all hidden and processing charges and puts no obligation on you. On our website you can use loan calculator to calculator how much you can get.

Our visitors and customers can access our website anytime, without any problem. You can gather information from our site pages for your personal use. However, you are not allowed to copy or download any content.

At Short Term Money Loans we have provided some third party links and other advertisements for additional information. You can use those links at your own risk and we will not be responsible if any damage caused while browsing through any third party websites as they use different set of terms and conditions.

You Borrow $1500 over 12 weeks, the Establishment fee (up to 20% of principal) is $300 and the total Monthly Fee (up to 4% of principal) is $180


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia