Trapped with unforeseen fiscal urgency? Need quick cash relief? Have lined up urgent needs to fulfill? Apply for small cash loans. But the answer is not that simple as it seems to be. With us at Short Term Money Loans you can know about all facts of these loans in detail.
What are small cash loans?
These kinds of loans fall under the category of short term loans. Under the provision of these loans you can avail quick monetary assistance for handling short term emergency on time. So thanks to small cash loans you get a fruitful chance to get rid of temporary cash setback with ease and comfort!
How much you can borrow?
Depending on your income, needs and ability to repay funds you can raise easy financial help that ranges from $100 to $1,000. The loan amount is needed to pay back to the lender within short time period of 2 to 4 weeks.
Why small cash loans are expensive?
Due to short term lending these loans are charged with higher interest rate by lenders. Also APR on these loans is also quite high as due to short term lending interest rates are charged as an annual charge. APR is calculated on number of factors like cost of the loan, length of the loan and amount of the loan. Moreover, lenders will also charge a fixed fee in addition to interest rate when they consider your loan application for approval. Therefore, with high charges and high costs small cash loans have become really very expensive.
How to use approved finance?
Lenders are not interested to know how you plan to spend borrowed money on. Feel free to cater any of your unexpected needs on time that may include payment for pending home rent, credit card dues, bank overdraft, unexpected medical bill, covering child's examination fees, handling small home or car repair expense etc.
Who all can apply?
Qualifying for small cash loans is really very easy. You just need to fulfill some basic preconditions like being at least 18 years old or more of age, having permanent Australian citizenship, holding valid active bank account and also doing regular job with earning fixed monthly income.
How to apply?
We at Short Term Money Loans help you to find our right deal on small cash loans at a right time and at a right price by the reliable lender. We work as intermediaries that bridges gap between you and the lender. Getting started with us is really very easy and takes only few minutes. Just fill in a simple application form with basic details and submit it. The personal information that you share with us will be always kept confidential. Our application is available at free of cost and puts no obligation on you. No paperwork and no personal visits required! Your form will be processed and the lender will give you a call regarding loan approval. Our entire application procedure is 100% online.
Apply now and choose a loan that works perfectly for you!
PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.