FAQs

Who is Short Term Money Loans?
We are not a direct lender or broker and thus we do not provide any lending commitments to lenders directly. We just work as intermediaries that fills gap between you and the lender. We work with a panel of all reputed and trusted lenders. With our expertise services we help you to find out perfect loan offer that suit your requirements.

How much I can borrow from small cash loans?
Once you gained approval you can borrow sufficient cash backing that varies from $100 to $1,000, as per your requirements. The loaned money is needed to pay off within short time duration of 2 to 4 weeks. Due to being offered for short time period only these loans will be charged with higher interest rate. So think twice before applying such loans as they are expensive.

How to apply for bad credit loans?
It is really very easy to apply for these loans by just filling up a simple and short online application form. In the form you just have to mention few basic details and submit it. Your form will be processed and you will get quick response. The application process is fast, easy and straightforward. Our entire application procedure is 100% online.

How much processing fee do I need to pay?
No we do charge any processing fee when you fill our application form and apply with us. We offer our experienced and expertise services at absolutely free of cost. But lenders do charge fixed fee in addition to interest rate when they process your loan application.

Who all can apply?
Anyone who is an Australian resident and have legal age of eighteen years can apply for small cash loans. You also need to hold valid healthy bank account for loan transactions. Lenders would also like to see your regular employment details with fixed monthly income to know about your repayment potential.

Will you check my credit status?
We at Short Term Money Loans do not perform any credit checks on you. Wed accept loan application form both good as well as bad credit holders. But lenders will surely check your credit status before lending you money.

What if I don't repay on time?
If you cannot pay back borrowed money on time, then you should immediately contact your lender with the information. The lender will re-work on your payment schedule and will allot you new repayment schedule. But the lender will charge a fee for missed repayment which will prove costly.

You Borrow - $150 You Pay - $186 Representative APR 1223.6% (Variable)

PLEASE READ TERMS & CONDITIONS OF LENDERS OR BROKERS BEFORE PAYING ANY UPFRONT FEES.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia
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