Bad Credit Loans

Are you tagged with bad credit score? Looking out for a lender that can provide you additional monetary support on urgent basis without bothering about your bad credit score? An answer to all above questions is bad credit loans. At Short Term Money Loans you can check out all facts of these loans that help you to take a right decision.

Bad credit loans:
As the name suggests these loans are especially formulated for the people struggling with less than perfect credit score. By the help of these loans you will find it easy to avail much needed financial help despite your affected credit status. Money obtained with the loan is quite enough to handle your important fiscal requirements that are just cannot be avoided or delayed.

Getting easy financial help with no restriction:
Upon approval of bad credit loans you can raise sufficient amount of funds, for short time period. You can make use of borrowed funds to tackle unavoidable expenses on time that may include handling child's examination fees, covering small home or car repair expense, buying grocery material for home, pay for bank overdraft, pending home rent payment or credit card dues etc.

Know why bad credit loans are expensive:
Bad credit loans are charged with higher interest rate, because of short term lending. APR on these loans is also high as due to short term financial nature of the loan interest rates are charged as an annual rate. Moreover, lenders will also charge a fixed fee in addition to interest rate when they process your loan application and consider it for approval. So, it is better to pay them back on time when you apply for it in emergencies as they are expensive.

A chance to rebuild credit status:
Under the provision of bad credit loans, all your past bad credit factors are totally acceptable. Today lenders are only focusing on your present financial standing and your ability to repay funds. You can get wonderful chance to improve your credit status if you simply repay borrowed funds in due time.

Getting approved for bad credit loans is not at all difficult. All you need is to fulfill some basic eligibility conditions like having minimum age of eighteen years, being a permanent resident of Australia, holding valid active bank account and also presently doing regular job with drawing fixed monthly salary.

Know how to apply:
Applying for loans with Short Term Money Loans is a one step, easy and fast procedure. You just need to fill in a simple and short online application form with basic personal details and submit it. Your form will be processed and you will get immediate response. No personal visits! No legwork! No paperwork! No need of unnecessary documents! Our application form is 100% free from any processing fee, hidden charges and any other obligations. Our entire application procedure is online. Just tell us your accurate details and you are done! Inaccurate or wrong information may lead to rejection of your loan application. So you must carefully check what you are providing us. We will keep your personal information safe and secure with us.

Apply now and get a perfect deal on bad credit loans in no time!

You Borrow $1500 over 12 weeks, the Establishment fee (up to 20% of principal) is $300 and the total Monthly Fee (up to 4% of principal) is $180


Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

147 Denton Avenue, St. Albans 3021, Victoria, Australia